Transfer your investments

• ISA transfers typically take up to 4 weeks for cash transfers, and up to 6 weeks where investments are transferred across.
• Transferring your pension as a cash payment to the ii SIPP usually takes 2 to 6 weeks to complete. Transferring in existing investments can take longer - typically 8 to 12 weeks.
• Please note the timescales are a guide. Your transfer time can depend on your portfolio and how quickly your current provider works with us. During busier periods, your transfer may take longer than our published timeframes.
• If you are transferring a defined benefit pension, a Small Self-Administered Scheme (SSAS) pension or an overseas pension scheme, the timeframes shown are not representative. For these schemes, transfers may take considerably longer.

If you want to trade while your transfer is in progress, most providers will be able to facilitate this as long as your investments aren’t in the process of being re-registered. 

You should contact your current provider to place your trade(s). Don’t forget to keep both them and us updated on the changes to the investments in your account. We can’t be held liable for any missed opportunity if you choose not to trade while your transfer is in flight.

You may not be able to take an income from your pension during your transfer. For more information on this, you should speak to your current provider. If you think you will need to take benefits within a specific timescale, you are transferring at your own risk and we can’t be liable for any loss.

Yes. If you have various investment accounts, ISAs or pensions, it’s possible to move them all across to us. 

Benefits of transferring:

• Convenience – it can be much easier to track all your accounts when they’re under one roof.
• Cost – if you have multiple accounts with different charges, our low, flat fees could save you money. However, you should check for any exit fees or loss of benefits that might occur when you transfer.

Yes – this is known as an ‘in specie’ transfer. For example, you could transfer an ISA to us and the investments in your ISA would simply move across to us.

This avoids having to sell any investments and re-purchase them after your transfer.

Please note: if a trading account transfer includes any investments we don't offer, we won’t be able to bring them across. You can search our shares, funds, trusts and ETFs pages to search for a particular investment.

We can only transfer shares from a Save As You Earn (SAYE) or a SIP (Share Incentive Plan) scheme into an ISA.

Transfers of employer share plans directly into an ISA must be made within 90 days of the exercise of the SAYE option or released from the SIP.

Your employee scheme, broker, or registrar must initiate the transfer request via the online portal.

Please request a Letter of Appropriation (LOA) from the scheme provider confirming your details and information relating to your holding and its release date from the scheme.

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